1. Agreement
2. Accounts and eligibility
3. Limited licence to use
4. Subscriptions and payment
5. User responsibilities
6. AI-assisted features
7. Suspension and termination
8. Disclaimer of warranties
9. Limitation of liability
10. Changes to these Terms
11. Contact
_These terms are a starting framework and have not been reviewed by an attorney unless the Owner has explicitly marked them as attorney-reviewed._